Recruitment Of Specialist Cadre Officers On Regular Basis - State Bank of India

State Bank of India invites online applications from eligible Indian citizens for appointment to Specialist Cadre Officers Posts on Regular Basis. Candidates are advised to apply online through the link on Bank's official website https://bank.sbi/web/careers/current-openings. It is crucial to read and understand the notification contents carefully before applying.

Important Instructions

Eligibility Criteria: Ensure fulfilment of eligibility criteria as on the date of eligibility before applying.
Application Mode: Apply online only through https://bank.sbi/web/careers/current-openings. No hard copies of applications or documents are to be sent.
Application Deadline: Apply well before the closing date to avoid technical issues. SBI is not responsible for submission failures due to internet load or website issues.
Application Details: Check all filled-in details carefully before submission. No changes or corrections will be allowed after the online application window expires.
Contact Information: Keep valid Email ID and Mobile phone number active till result declaration for call letters/interview advice.
Posting/Transfer: Recruited officers may be posted/transferred anywhere in India or deputed to associates/subsidiaries/other organizations as per service exigencies. Specific posting requests will not be entertained.
Updates: Regularly check Bank's website https://bank.sbi/web/careers/current-openings for updates. No separate intimation will be issued for changes, updates, results, or schedules. Call letters will be sent via e-mail only.
Document Upload: Upload all required documents (Resume, ID proof, Age proof, Caste Certificate, PwBD Certificate, Educational qualification, other qualifications/certifications, Proof of Experience, etc.). Failure to upload will lead to non-consideration for shortlisting/interview.
Provisional Admission: Admission to all recruitment stages is provisional, subject to satisfying eligibility conditions. Candidature is subject to verification of original documents during the interview.
Appointment Formalities: Selected candidates' appointment is subject to verification of eligibility, credentials, certificates, satisfactory reports, medical examination, and antecedents verification.
Relaxation Certificates: Candidates seeking age relaxation or fee exemption must submit valid certificates from the Competent Authority when requested during document verification. Claims without valid certificates will be rejected.
Adverse Reports: Candidates with adverse reports regarding character, antecedents, or moral turpitude are ineligible. Candidature/services will be rejected if such reports are found post-selection.
Multiple Applications: Only the last valid (completed) application for the same post/multiple posts will be retained. Application fees for other registrations will be forfeited. Multiple attendance/appearance at interview/joining will lead to rejection/cancellation.
Vacancies: Bank reserves the right to change notified vacancies without assigning reasons.
Recruitment Process: Bank reserves the right to cancel/modify the recruitment process entirely or partially at any stage without assigning reasons and will not be liable for fee refund or compensation.
False Information: Furnishing false information or suppressing facts will lead to disqualification, debarment, and legal/criminal action. Fraud/impersonation will lead to debarment from future recruitment processes.
Probation: Selected candidates will be on probation as per Bank's recruitment policy.
Appointment Stage: Appointments will be at the starting stage of the admissible pay scale.
Interview Venues: Bank will decide interview venues. No requests for change will be entertained.
Eligibility for Interview: Candidates called for interview but found ineligible (age, education, experience, etc.) will not be allowed to appear and will not be reimbursed travelling expenses.
Merit List Tie-break: If multiple candidates score the same cut-off marks, they will be ranked according to age in descending order.
Communication Delay: Bank is not responsible for any delay or loss of communication.
No Objection Certificate (NOC): Candidates serving in Govt./Quasi Govt. offices, PSUs, Nationalized Banks, and Financial Institutions must submit an NOC from their employer at the time of interview. Failing to do so will result in candidature non-consideration and no travelling expense reimbursement.
Discharge Certificate: Selected candidates must produce a proper discharge certificate from their current employer when taking up the appointment.
CIBIL: Candidates who have defaulted in loan/credit card repayment and have not regularized/repaid outstanding dues by the offer of appointment date are ineligible. Those whose CIBIL status is not updated by the joining date must get it updated or produce NOCs from the lender.

Details of Posts, Grade, Vacancy, and Age

The recruitment is for Specialist Cadre Officers. Age is calculated as on 31.08.2025.

SI. No.	Name of Post	Grade	SC	ST	OBC	EWS	UR	Total	PwBD (VI)	PwBD (HI)	Min Age	Max Age
1.	Manager (Products - Digital Platforms)	MMGS-III	5	2	9	3	15	34	1	1	28	35
2.	Deputy Manager (Products - Digital Platforms)	MMGS-II	4	1	6	2	12	25	1		25	32
Total			9	3	15	5	27	59	2	1

Abbreviations:
- MMGS: Middle Management Grade Scale
- SC: Scheduled Caste
- ST: Scheduled Tribe
- OBC: Other Backward Classes (Non-Creamy Layer)
- EWS: Economically Weaker Sections
- UR: Unreserved
- PwBD: Persons with Benchmark Disabilities
- VI: Visually Impaired
- HI: Hearing Impaired
- LD: Locomotor Disability

Important Points on Reservation and Age Relaxation

Reservation for PwBD candidates is horizontal and included in the overall vacancy of the parent category.
Vacancies are provisional and may vary.
Maximum age indicated is for Unreserved category candidates. Age relaxation is available as per Government of India guidelines.
OBC candidates in the 'Creamy Layer' are not entitled to reservation/age relaxation and should apply as 'UR' or 'UR (PwBD)'.
OBC candidates seeking reservation must submit a declaration that they do not belong to the creamy layer as of the last date of online registration. An OBC certificate containing the 'non-creamy layer' clause, issued between 01.04.2025 and the interview date, must be submitted if called for interview. No extension for certificate production will be granted.
Reserved category candidates (including PwBD) can apply for Unreserved vacancies if they meet all applicable eligibility criteria.
Benefit of reservation/relaxation requires a valid Caste certificate issued by the Competent Authority in the prescribed format.
Relaxation in Upper Age Limit:
- Other Backward Classes (OBC) (Non-Creamy Layer): 3 years
- Scheduled Castes/ Scheduled Tribes (SC/ST): 5 years
- Persons with Benchmark Disabilities (PwBD):
  - PwBD (UR/EWS): 10 years
  - PwBD (OBC): 13 years
  - PwBD (SC/ST): 15 years
Note: Cumulative age relaxation is not available. Copies of necessary certificates must be submitted at the time of interview. No category change is permitted after online application registration.
PwBD Guidelines: PwBD candidates must produce a certificate from a competent authority as per Government of India Guidelines. "Benchmark disability" means a person with not less than 40% of a specified disability. The latest Disability Certificate in the prescribed format must be dated on or before the last date of application registration. Absence of a valid certificate will lead to cancellation/rejection. Horizontal reservation is provided as per section 34 of "The Rights of Persons with Disabilities Act (RPWD), 2016".

Educational Qualification, Certification, Work Experience, and Specific Skills

1. Manager (Products - Digital Platforms) (MMGS-III)

Basic Qualification (As on 31.08.2025):
- B.E. / B. Tech. in IT/ Computers/ Computer Science/ Electronics/ Electrical/ Instrumentation/ Electronics & Telecommunication OR Master of Computer Applications (MCA).
- Minimum 60% marks from a University/Institution/Board recognized by Govt. Of India.
Preferable: Additional education in MBA / Executive MBA.
Preferred Certifications (Valid as on 31.08.2025):
- Project Management Professional (PMP) by PMI
- PRINCE2 practitioner
- NPCI Certification of Payment Systems
- RBI Certified Payment Specialist
- Certified Card Industry Professional (CCIP)
- Certified Information Systems Security Professional (CISSP)
- PCI Qualified Assessor (PCI QSA)
- Certified Risk and Compliance Professional (CRCP)
Mandatory Work Experience (Post-Basic Qualification, As on 31.08.2025):
- Minimum 5 years of experience in Digital Payments / Automatic Fare Collection (AFC) / FASTag / Digital Solutions / FinTech / Risk Management / Customer Relationship Management. (Training & Teaching experience will not be counted).
- Note: Candidates must produce up-to-date and full Experience Certificate, clearly indicating nature of duties, dates/duration, level/position, and responsibilities. If unable to submit, other unambiguous documents may be considered at the Bank's discretion.
Specific Skills:
- Experience in working in Digital Payments Systems
- Excellent Communication Skills
- Problem Solving Attitude
- Analytical Thinking
- Proficiency in MS Office Applications, especially in MS Excel

2. Deputy Manager (Products - Digital Platforms) (MMGS-II)

Basic Qualification (As on 31.08.2025):
- B.E. / B. Tech. in IT/ Computers/ Computer Science/ Electronics/ Electrical/ Instrumentation/ Electronics & Telecommunication OR Master of Computer Applications (MCA).
- Minimum 60% marks from a University/Institution/Board recognized by Govt. Of India.
Preferable: Additional education in MBA / Executive MBA.
Preferred Certifications (Valid as on 31.08.2025):
- Project Management Professional (PMP) by PMI
- PRINCE2 practitioner
- NPCI Certification of Payment Systems
- RBI Certified Payment Specialist
- Certified Card Industry Professional (CCIP)
- Certified Information Systems Security Professional (CISSP)
- PCI Qualified Assessor (PCI QSA)
- Certified Risk and Compliance Professional (CRCP)
Mandatory Work Experience (Post-Basic Qualification, As on 31.08.2025):
- Minimum 3 years of experience in Digital Payments / Automatic Fare Collection (AFC) / FASTag / Digital Solutions / FinTech / Risk Management / Customer Relationship Management. (Training & Teaching experience will not be counted).
- Note: Candidates must produce up-to-date and full Experience Certificate, clearly indicating nature of duties, dates/duration, level/position, and responsibilities. If unable to submit, other unambiguous documents may be considered at the Bank's discretion.
Specific Skills:
- Experience in working in Digital Payments Systems
- Excellent Communication Skills
- Problem Solving Attitude
- Analytical Thinking
- Proficiency in MS Office Applications, especially in MS Excel

Important Points on Qualification & Experience Certificates

The educational qualification prescribed is minimum; candidates must possess the Post Basic qualification and relevant full-time experience as of specified dates.
Relevant experience certificates must specifically state experience in the required field.
If degree/diploma certificates don't specify specialization, candidates must produce a certificate from the university/college confirming the specialization.
Candidates should indicate graduation percentage to two decimals. CGPA/OGPA must be converted to percentage and indicated. If called for interview, a certificate from the university stating conversion norms and scored percentage must be produced.

Brief Job Profile, Role & Responsibilities, Functions & Activities

1. Manager (Products - Digital Platforms)

Drive digital payments strategy aligned with SBI's payments roadmap.
Stakeholder management for coordination among Bank departments, Partners, and System Integrators.
Monitoring, controlling, and managing scope of work, activities, and deliverables.
Troubleshooting existing system issues.
Ensuring compliance, testing, and certifications.
Managing new partnerships/tie-ups/alliances.
Analyzing and evaluating current business processes for improvement areas.
Risk Management during merchant onboarding, ongoing transactions, chargeback, and dispute handling.
Supervising Helpdesk/CRM Operations for seamless workflow and quick issue resolution.
Co-ordinating, monitoring, and follow-up of various IT projects.
KRAs: Identify business opportunities and align with technical/software requirements; Strategize digital channels for business generation; Optimize acquisition costs and plug efficiency leakages; Merchant and Customer Risk Management; Regulatory compliance and Governance.

2. Deputy Manager (Products - Digital Platforms)

Drive digital payments strategy aligned with SBI's payments roadmap.
Stakeholder management for coordination among Bank departments, Partners, and System Integrators.
Monitoring, controlling, and managing scope of work, activities, and deliverables.
Troubleshooting existing system issues.
Ensuring compliance, testing, and certifications.
Managing new partnerships/tie-ups/alliances.
Analyzing and evaluating current business processes for improvement areas.
Risk Management during merchant onboarding, ongoing transactions, chargeback, and dispute handling.
Supervising Helpdesk/CRM Operations for seamless workflow and quick issue resolution.
Co-ordinating, monitoring, and follow-up of various IT projects.
KRAs: Identify business opportunities and align with technical/software requirements; Strategize digital channels for business generation; Optimize acquisition costs and plug efficiency leakages; Merchant and Customer Risk Management; Regulatory compliance and Governance.

Remarks: Actual KRAs may be assigned upon joining. Roles/Responsibilities/Job Profile mentioned are illustrative and may be changed. Selected candidates will be governed by SBI Service Rules.

Remuneration and Suggested Place of Posting

Manager (Products - Digital Platforms) (MMGS-III):
- Basic Salary: ₹85,920 - ₹1,05,280 (with annual increments).
- Eligible for DA, HRA, CCA, PF, Contributory Pension Fund (NPS), LFC, Medical Facility, leave, and other perks as per Bank rules.
Deputy Manager (Products - Digital Platforms) (MMGS-II):
- Basic Salary: ₹64,820 - ₹93,960 (with annual increments).
- Eligible for DA, HRA, CCA, PF, Contributory Pension Fund (NPS), LFC, Medical Facility, leave, and other perks as per Bank rules.
Suggested Place of Posting: Corporate Centre, Mumbai or any office/branch of SBI in India. This is indicative; selected candidates may be posted anywhere in India at the sole discretion of the Bank.

Probation Period and Confirmation

Selected candidates will be on probation as per the Bank's recruitment policy.

Selection Process

The selection will be based on Shortlisting and Interview.

Shortlisting: Merely fulfilling minimum qualification and experience does not guarantee a call for interview. The Bank's shortlisting committee will decide parameters and the number of candidates to be shortlisted for interaction. The Bank's decision is final.
Interview: Will carry 100 marks. Qualifying marks will be decided by the Bank.
Merit List: Prepared in descending order of interview scores. In case of a tie in cut-off marks, candidates will be ranked by age in descending order.

Call Letter for Interview

Call letters will be uploaded on the Bank's website or sent by email. NO HARD COPY WILL BE SENT.

How to Apply

Login: Visit https://bank.sbi/web/careers/current-openings.
Advertisement: Scroll down and click on advertisement no. CRPD/SCO/2025-26/10. Read the detailed advertisement carefully.
Apply Online: Fill the application form. Corrections will not be allowed after final submission.

Guidelines for Filling Online Application

Register online through the SBI website and pay application fees using Internet Banking/Debit Card/Credit Card/UPI.
Scan and upload your latest photograph and signature. Application will not be registered without these uploads.
Fill the application carefully. You can save and re-open the application up to three times using the provisional registration number and password.
After complete submission, take a printout of the system-generated online application form.
Candidates seeking age relaxation must submit necessary certificates at the time of document verification. No category change is allowed post-registration.

Guidelines for Payment of Fees

Application Fees: ₹750/- for General/EWS/OBC candidates. No fees for SC/ST/PwBD candidates.
Pay fees online through the payment gateway.
Transaction charges, if any, will be borne by the candidates.
Upon successful transaction, an e-receipt and application form will be generated; print and retain these.
If online payment fails, make fresh attempts.
Application Fee, once paid, is non-refundable and non-adjustable.

How to Upload Documents

Documents to be uploaded: Recent Photograph, Signature, Biodata (Format Attached), Resume, ID Proof, Proof of Date of Birth, Educational Certificates (Mark-Sheets/Degree Certificate), Experience certificates, Caste Certificate / EWS Certificate (if applicable), PwBD Certificate (if applicable), Preferred qualification / Certification (if any), Form-16/Offer Letter/Latest Salary slip from current employer.
Document File Type/Size: All documents must be in PDF format (except Photograph & Signature). Page size should be A4. File size should not exceed 500 KB. Ensure documents are clear and readable.

Photograph and Signature Guidelines

Photograph: Recent passport-style color picture. Size: 20kb-50kb. Dimensions: 200x230 pixels (preferred). Light-colored, preferably white, background. Look straight at the camera. No harsh shadows or red-eye. No caps, hats, dark glasses (religious headwear allowed if face is not covered).
Signature: Black ink on white paper. Signed by the applicant only. Size: 10kb-20kb. Dimensions: 140x60 pixels (preferred). Signature in CAPITAL LETTERS is not accepted.

Scanning and Upload Procedure

Scanning Guidelines: Set scanner resolution to 200 dpi, True Color. Crop image to the edge of photo/signature. Save as JPG/JPEG format. File size reduction tools can be used.
Upload Procedure: Separate links will be provided for each document. Click "Upload", browse, select file, and click "Upload". Preview to confirm proper upload. An error message will appear if file size/format is incorrect. Documents cannot be edited after upload. Ensure images are clear and correctly uploaded; unclear images may lead to application rejection.

General Information

Applicants must ensure they meet eligibility criteria as on the specified date and all furnished particulars are correct.
Bank's decision on eligibility, interview, tests, and selection is final and binding. No representation or correspondence will be entertained.
False/incorrect information or suppression of material facts will lead to immediate cancellation of candidature/termination of services, even after appointment. Applicant is liable for civil/criminal consequences.
Appointment is subject to medical fitness and Bank's service/conduct rules.
Keep email ID active; no hard copy communication.
NOC from current employer is mandatory for Government/PSU employees at the time of interview.
Produce a discharge certificate from the current employer upon selection.
Apply well in advance to avoid last-minute issues.
Mumbai Courts/Tribunals have sole and exclusive jurisdiction for any legal disputes.
Outstation candidates shortlisted for interview will be reimbursed airfare (Economy Class, shortest route in India, maximum ₹10,000 total). No local conveyance reimbursement.
No changes to application particulars (including category) will be allowed after submission.
Bank reserves the right to cancel/modify the recruitment process entirely or partially without assigning reasons.
Disclosure of criminal cases pending is required at the time of interview. Suppression of material facts will lead to cancellation/termination of candidature. Bank may conduct independent verification (e.g., Police Records) and reserves the right to deny appointment.
For queries, use the "CONTACT US/ Post Your Query" link on Bank's website (https://bank.sbi/web/careers/current-openings).
Bank is not liable for printing errors.