Engagement Of Specialist Cadre Officers On Contract Basis

Advertisement Details

The State Bank of India invites online applications from eligible Indian citizens for appointment to Specialist Cadre Officer Posts on Contract Basis. This advertisement (CRPD/SCO/2025-26/17) outlines the online registration and payment of fees from December 02, 2025, to December 23, 2025.

Important Dates

Online Registration and Payment of Fees: 02.12.2025 to 23.12.2025

Application Process

Candidates are required to apply online through the link available on the Bank's official website: https://sbi.bank.in/web/careers/current-openings.

Registration is complete only upon successful fee deposit through online mode.
Ensure eligibility criteria are fulfilled as of the date of eligibility.
Upload all relevant documents, including resume, ID proof, age proof, Caste certificate, PwBD Certificate (if applicable), educational qualifications, experience details, and biodata. Failure to do so will result in application/candidature not being considered.
Short-listing is provisional and subject to verification of original documents at the time of interview.
Regularly check the Bank's official website for details and updates, including shortlisted/selected candidates. Call letters/advice will be sent via e-mail only (no hard copy).
All revisions/corrigendum will be hosted exclusively on the Bank's website.
Teaching and training experience will not be counted for eligibility.
Candidates may apply for more than one post if all eligibility criteria are met.
The shortlisting committee's decision to call candidates for an interview is final; no correspondence will be entertained.
Candidates with adverse reports regarding character or antecedents are ineligible.
Candidates must provide details of any pending criminal cases at the time of interview. The Bank reserves the right to deny appointment based on disclosures and/or independent verification.
Furnishing false information or suppressing facts will lead to disqualification and legal action.
Candidates serving in Government, Quasi-Government offices, Public Sector Undertakings (including Nationalized Banks and Financial Institutions), and SBI Group companies must submit a 'No Objection Certificate' (NOC) from their employer at the time of interview.

Details of Posts/Vacancies/Age Criteria (as on 01.05.2025)

Sl. No.	Name of Post	Vacancies (Regular/Backlog)	Total Vacancies	PwBD (Horizontal)	Age (Min-Max)
1	VP Wealth (SRM)	Regular: SC-77, ST-34, OBC-119, EWS-46, UR-188; Backlog: SC-15, ST-10, OBC-17	506	VI-5, HI-4, LD-5, D&E-5; Backlog: VI-2, HI-2, LD-1, D&E-1	26-42
2	AVP Wealth (RM)	Regular: SC-33, ST-15, OBC-52, EWS-20, UR-82; Backlog: SC-4, ST-3, OBC-3	206	VI-2, HI-2, LD-3, D&E-2; Backlog: VI-2, HI-2, LD-3	23-35
3	Customer Relationship Executive	Regular: SC-47, ST-21, OBC-73, EWS-28, UR-115; Backlog:	284	VI-3, HI-3, LD-3, D&E-3; Backlog: VI-3, HI-2, LD-2	20-35

Abbreviations: UR-Unreserved, OBC-Other Backward Class-Non-Creamy Layer, SC-Scheduled Caste, ST-Scheduled Tribe, EWS-Economically Weaker Section, VI-Visually Impaired, HI-Hearing Impaired, LD-Locomotive Disability.
D&E$ includes PwBDs as mentioned in Sec 34 (1) clause (d) & (e) of The Rights of Persons with Disabilities Act 2016.
EWS vacancies are tentative and subject to further directives of Government of India.
Relaxation in upper age for reserved categories is as per GOI guidelines.
Candidates can apply for more than one post.

Circle-wise Vacancies

Detailed circle-wise vacancies for each post are provided in the advertisement (e.g., Gandhinagar: VP Wealth-20, AVP Wealth-13, Customer Relationship Executive-10; Amaravati: VP Wealth-13, AVP Wealth-5, Customer Relationship Executive-11, and so on for all 17 circles listed).

Candidates will be given the option to indicate three different Circles for the above three posts during online application. The Bank reserves the right to make appropriate decisions in case of incorrect selection or repetition of a Circle. No change requests for Circle preference will be entertained. Candidature may be considered for other Circles if choices are not met.
Vacancies are indicative, and the Bank reserves the right to transfer services of Officers Engaged on Contract (OECs) to any of its offices in India or to depute to associates/subsidiaries or other organizations as per service exigencies. Posting/transfer requests to specific places will not be entertained.

Important Information

Candidates who previously received offer letters for Wealth Management & Premier Banking (WBPM) but did not join will be debarred for 2 years from applying.
Candidates previously engaged on contract who resigned will be debarred for 2 years from applying.
Candidates previously engaged on contract who resigned and had a caution notice issued will be barred from all future recruitments.
The number of vacancies, including reserved ones, is provisional and may vary.
Minimum educational qualification and relevant full-time experience are mandatory as on specified dates.
PwBD candidates without reservation mentioned can apply under the UR category if eligible.
Maximum age limit is for Unreserved Category candidates; age relaxation is as per Government of India guidelines.
Reservation is as per prevailing Government of India Guidelines. PwBD candidates must produce a certificate from a competent authority. PwBD reservation is horizontal.
OBC candidates must belong to the 'Non-creamy Layer' and submit a certificate in the prescribed GoI format, issued from 01.04.2025 to the date of interview.
Caste certificates (SC/ST/OBC non-creamy layer) must be submitted in the GoI prescribed format.
EWS reservation is governed by Office Memorandum No. 36039/1/2019-Estt (Res) dtd. 31.01.2019 of Department of Personnel & Training, Ministry of Personnel (DoPT). EWS vacancies are tentative and subject to Income & Asset certificate verification.
Benefit of EWS reservation requires an "Income and Asset Certificate" issued by the competent authority for the relevant financial year on or before the online application closure date. EWS candidates without the FY2024-25 certificate by the closure date should apply under the "UR Category".
Experience certificate from the employer must explicitly state field-related experience. Bank reserves the right to cancel candidature without proper certificate.
Bank reserves the right to cancel the recruitment process entirely or for any post.
State Bank Group/Companies employees must produce a "No Objection Certificate" (NOC).
"Benchmark disability" means a person with at least 40% of a specified disability. Backlog vacancies for PwBDs will be filled by eligible PwBD candidates.
Merit list will be prepared in descending order based on interview scores, with age as a tie-breaker.
Work experience will be reckoned based on details furnished in Biodata/Resume. Verification via experience certificate, annual performance appraisal letters, appointment/relieving letters, offer letter/IT returns, or other documentary evidence. Teaching/training experience not counted. Experience less than six months not considered.

Remuneration & Contract Period

Sl. No.	Name of Post	CTC Upper Range (Rs. in Lakhs)	Variable Pay / Performance Linked Pay (PLP)**	Contract Period
1	VP Wealth (SRM)	44.70	Eligible for Performance Linked Pay and Annual Increment based on Bank's Policy.	5 Years (Renewable for another 4 years at the Bank's discretion)
2	AVP Wealth (RM)	30.20	Eligible for Performance Linked Pay and Annual Increment based on Bank's Policy.	5 Years (Renewable for another 4 years at the Bank's discretion)
3	Customer Relationship Executive	6.20	Eligible for Performance Linked Pay and Annual Increment based on Bank's Policy.	5 Years (Renewable for another 4 years at the Bank's discretion)

Annual CTC is negotiable based on experience and current emoluments.
Contract period is 5 years, terminable with two months' notice or compensation.

Bifurcation of Annual CTC (Maximum Limit)

Sl. No.	Post	Fixed Pay	Conveyance, Mobile, Medical Allowances	Performance Linked Pay	Annual Increment Band
1	VP Wealth (SRM)	INR 30.00 Lakhs	INR 1.16 Lakhs	45% of Fixed Pay	0% to 25%
2	AVP Wealth (RM)	INR 20.00 Lakhs	INR 1.16 Lakhs	45% of Fixed Pay	0% to 25%
3	Customer Relationship Executive	INR 4.00 Lakhs	INR 0.77 Lakhs	35% of Fixed Pay	0% to 25%

Educational Qualifications, Post-Qualification Experience, Specific Skills, Job Profile, Key Responsibility Areas

1. Post: VP Wealth (SRM)

Educational Qualification (as on 01.05.2025):
- Mandatory: Graduation from Government recognised University or Institution.
- Preferred: MBA (Banking/Finance/Marketing) with 60%; Certifications such as NISM V-A, XXI-A, CFP/CFA.
Post-Qualification Experience (as on 01.05.2025):
- Essential: 6 years in sales & marketing with leading Public/Private/Foreign Banks/Wealth Management Firms/AMCs.
- Preferred: Minimum 6 years as a Relationship Manager or similar role, preferably in Wealth Management with leading Public/Private/Foreign Banks/Wealth Management Firms/AMCs.
Specific Skills: Strong communication skills, analytical & interpersonal skills, financial expertise, client-centric approach.
Job Profile/Key Responsibility Areas: Acquiring, nurturing, growing, and strengthening relationships within Affluent and UHNI/HNI segments to meet business objectives; Cross-selling Investment, Insurance products, and other Asset Classes; increasing Total Relationship Value (TRV), Assets Under Management (AUM), Investment AUM, and Product per Clients. Includes managing existing clients, growing CASA/Investment AUM, cross-selling mortgages/credit cards, acquiring new clients, service clients, wealth management (Financial Needs Analysis, Risk Profiling, Portfolio reviews, Cross-Sell investments, life insurance, general insurance, PMS, SIP), compliance (AMFI, IRDA, NISM certifications, client instruction execution, documentation), and branch development activities.

2. Post: AVP Wealth (RM)

Educational Qualification (as on 01.05.2025):
- Mandatory: Graduates from Government recognised University or Institution.
- Preferred: Post-graduation in finance/marketing/banking; Certifications such as NISM V-A, XXI-A, CFP/CFA.
Post-Qualification Experience (as on 01.05.2025):
- Mandatory: 3 years in sales & marketing with leading Public/Private/Foreign Banks/Wealth Management Firms/AMCs/SBI Wealth CREs having 4 years of experience.
- Preferred: Minimum 3 years as a Relationship Manager or similar role, preferably in Wealth Management with leading Public/Private/Foreign Banks/Wealth Management Firms/AMCs.
Specific Skills: Strong communication skills, analytical & interpersonal skills, financial expertise, client-centric approach.
Job Profile/Key Responsibility Areas: Acquiring, nurturing, growing, and strengthening relationships within Affluent and HNI segments; Selling Investment and Insurance products; increasing Total Relationship Value (TRV) and Assets Under Management (AUM). Includes managing existing clients, growing CASA, selling mortgages/credit cards, and acquiring new clients.

3. Post: Customer Relationship Executive

Educational Qualification (as on 01.05.2025):
- Mandatory: Graduates from Government recognised University or Institution.
- Preferred: Experience in documentation requirements of financial products and good communication skills.
Specific Skills: Mandatory: Valid driving licence for two-wheeler.
Job Profile: Providing on-ground support to Relationship Managers for document collection from clients, sending to relevant departments for service requests, and in-person client meetings.
Key Responsibility Areas: Assisting Relationship Managers in collecting and delivering documents to/from Wealth Clients; assisting Service Managers in onboarding documentation; assisting Relationship Managers/Service Managers in collection and delivery of documents across departments; Door-step Banking; and any other tasks assigned by the Bank.

General Remarks

Key Responsibility Areas will be assigned upon joining. The job profile is illustrative, and additional roles may be assigned by the Bank.

Leave

Proposed Officers engaged on Contract (OECs) are entitled to 30 days of leave during the financial year for genuine and appropriate reasons.

Notice Period

The contract can be terminated without assigning any reason by giving 2 months' notice from either side or by payment/surrender of 2 months' compensation amount in lieu thereof.

Call Letter for Interview

Intimation/call letter for interview will be sent by email or uploaded on the Bank's website. No hard copy will be sent.

Selection Process

The selection process comprises shortlisting followed by one or more rounds of personal/telephonic/video interview and CTC negotiations.

Shortlisting: Mere fulfillment of minimum qualification and experience does not guarantee an interview. The shortlisting committee will decide parameters, and the Bank's decision to call candidates for an interview is final.
Interview: The interview will carry 100 marks. Qualifying marks will be decided by the Bank.
CTC Negotiation: Will be conducted one-by-one at the time of or after the interview process.
Merit List: Prepared in descending order based on interview scores. In case of tie, candidates will be ranked according to their age (descending order).

How to Apply and Document Upload

Guidelines for Filling Online Application

Register online at https://sbi.bank.in/web/careers/current-openings and pay the application fee using Internet Banking/Debit Card/Credit Card.
Scan and upload your latest photograph and signature. Applications without these uploads will not be registered.
Fill the application carefully. A save facility is available (up to three times) generating a provisional registration number and password.
After registering online, candidates are advised to take a printout of the system-generated online application forms.

Guidelines for Payment of Fees

Application fees and Intimation Charges (Non-refundable) are INR 750/- for UR/EWS/OBC candidates. No fees for SC/ST/PwBD candidates.
Payment is made online through the payment gateway. Transaction charges, if any, will be borne by the candidates.
An e-receipt and application form will be generated upon successful transaction.
If payment fails, fresh attempts should be made. The e-receipt and application form can be reprinted later.
Fees once paid are non-refundable and non-adjustable.

Documents to be Uploaded

Recent Photograph
Signature
Brief Resume (PDF)
ID Proof (PDF)
PAN CARD
PwBD certification (if applicable) (PDF)
Educational Certificates (Relevant Mark-Sheets/Degree Certificate) (PDF)
Experience certificates (PDF)
Form-16/Offer Letter/Latest Salary slip from current employer (PDF)
No Objection Certificate (If applicable) (PDF)
Bio-data and CTC Format

Photograph and Signature File Specifications

Photograph: Recent passport-style colour picture, 20 kb - 50 kb (200x230 pixels preferred), against a light/white background, looking straight at the camera. No harsh shadows, red-eye, or reflections if wearing glasses. No caps, hats, or dark glasses. Religious headwear allowed if face is not covered. Size not exceeding 50kb.
Signature: On white paper with Black Ink pen, signed only by the applicant, 10 kb - 20 kb (140x60 pixels preferred). No CAPITAL LETTERS. Size not exceeding 20kb.

Scanning and Uploading Guidelines

Scanner resolution: minimum 200 dpi; Color: True Color.
Crop image to edge, then crop to final size.
Photo/signature files: JPG or JPEG format.
Image dimensions can be checked from folder/file properties.
MS Windows/MSOffice users can use MS Paint or MSOffice Picture Manager for formatting.
A link to upload photo/signature is provided in the Online Application Form.
After uploading, check clarity of images. Unclear images may lead to application rejection.

General Information

Ensure all particulars furnished are correct and eligibility norms are met.
Candidature will be cancelled/terminated if any false information or suppressed facts are found at any stage.
Engagement is subject to medical fitness and Bank's service/conduct rules.
Keep your e-mail ID active for receiving communications.
Bank not responsible for delays/losses in communication.
Submit NOC if serving in Govt./Quasi Govt./PSUs/Nationalized Banks/FIs/SBI Group.
Produce proper discharge certificate upon selection.
Apply well before the closing date to avoid online submission issues.
Bank's decision on eligibility, interview, and selection is final.
Applicant is liable for civil/criminal consequences for false information.
In case of multiple applications, only the last valid (completed) one will be retained; fees for others forfeited.
Legal proceedings regarding this advertisement will be instituted only in Mumbai courts/tribunals.
Outstation candidates called for interview will be reimbursed shortest route travel cost (or actual, whichever is lower); local conveyance not payable. Ineligible candidates are not reimbursed.
Bank reserves the right to cancel the recruitment process.
Provide criminal case details at interview. Bank may verify records and deny engagement.

For any query, use the "CONTACT US/Post Your Query" link on https://sbi.bank.in/web/careers.