INDNotice

Recruitment of Credit Officers (GBO Stream)

JOBAdded: 30 Dec 2025Bank of India

Bank of India has released a notification for the recruitment of Credit Officers in the GBO (General Banking Officer) stream across different scales. A total of 514 vacancies have been announced.

Vacancy Details

Name of the Post Scale No. of Vacancies
Credit Officer - GBO Stream MMGS-II 418
Credit Officer - GBO Stream MMGS-III 60
Credit Officer - GBO Stream SMG-IV 36

Eligibility Criteria

Credit Officer - GBO Stream (MMGS-II)

  • Age Limit: 25-35 years
  • Educational Qualifications:
    • A Degree (Graduation) in any discipline from a recognized University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD).
  • Other Preferred Qualification/Certification:
    • Chartered Accountant (CA) / Chartered Financial Analyst (CFA) / CMA - ICWA from a recognized institute.
    • OR
    • MBA/PGDBM in Banking/Finance or a two-year full-time Post Graduation Degree in Banking/Finance/any credit-related field from a recognized university/institution/board.
  • Work Experience:
    • Minimum 3 years' post-qualification experience as an officer.
    • Out of the total experience, at least 2 years must be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & Large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ Public sector or Listed Financial Institution/ Foreign Banks.

Credit Officer - GBO Stream (MMGS-III)

  • Age Limit: 28-38 years
  • Educational Qualifications:
    • A Degree (Graduation) in any discipline from a recognized University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD).
  • Other Preferred Qualification/Certification:
    • Chartered Accountant (CA) / Chartered Financial Analyst (CFA) / CMA - ICWA from a recognized institute.
    • OR
    • MBA/PGDBM in Banking/Finance or a two-year full-time Post Graduation Degree in Banking/Finance/any credit-related field from a recognized university/institution/board.
  • Work Experience:
    • Minimum 5 years' post-qualification experience as an officer.
    • Out of the total experience, at least 3 years must be in processing of MSME Credit/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks.

Credit Officer - GBO Stream (SMG-IV)

  • Age Limit: 30-40 years
  • Educational Qualifications:
    • A Degree (Graduation) in any discipline from a recognized University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD).
    • AND
    • MBA/PGDBM from a recognized University/Institution/Board.
    • OR
    • Two Years full-time Master's degree in any field from a recognized University/Institution/Board.
    • OR
    • Chartered Accountant (CA) / Chartered Financial Analyst (CFA) / CMA - ICWA from a recognized institute.
  • Other Preferred Qualification/Certification:
    • Certificate Course offered by IIBF in International Trade Finance/ Credit Professional/ MSME.
  • Work Experience:
    • Minimum 8 years' post-qualification experience as an officer.
    • Out of the total experience, at least 5 years must be in processing of MSME/ Commercial Credit / Project Finance / Mid & large Credit in Scheduled Public Sector Banks/ Scheduled Private Sector Banks/ Associate or Subsidiary of Scheduled Commercial Banks/ in a Public sector or Listed Financial Institution/ Foreign Banks.

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